Simple, transparent pricing

Find Your Best Plan. Pay Per Report.

Start free with basic comparisons. Purchase detailed reports with Monte Carlo analysis, formulary scoring, and provider network verification.

Free

Preview plan comparisons

$0
  • Basic plan comparison
  • Top 5 plans by expected cost
  • County-level plan data
  • Star Rating summary
  • No Monte Carlo analysis
  • No downloadable reports
  • No formulary deep-dive
Get Started Free

Single Report

One comprehensive analysis

$12one-time
  • Full optimization report
  • Monte Carlo (1K scenarios)
  • Formulary coverage scoring
  • Provider network verification
  • IRMAA / Extra Help analysis
  • Downloadable PDF
Buy Report -- $12
Best Value

Report Pack

5 reports for the family

$35one-time
  • 5 full optimization reports
  • Everything in Single Report
  • Medigap vs. MA comparison
  • Family coverage analysis
  • Save $25 vs buying singles
Buy 5-Pack -- $35

Frequently Asked Questions

What does a report include?
Full Monte Carlo simulation across 1,000 health scenarios, formulary matching for all your medications, provider network verification, Star Rating quality analysis, IRMAA surcharge calculation, Extra Help eligibility check, Medigap vs. MA comparison, and a downloadable PDF.
When should I use this tool?
During Medicare Open Enrollment (Oct 15 -- Dec 7), when first turning 65, or when reviewing your current plan. Run a report for each household member on Medicare.
Is this a licensed insurance broker?
No. Toravine is an independent analysis tool, not a broker. We have no financial relationship with any insurance company. We do not receive commissions. Always verify plan details on Medicare.gov or with 1-800-MEDICARE.
Do credits expire?
No. Report credits and API credits never expire.

Open Enrollment is coming. Be ready.

One report can save you thousands in Medicare costs this year.

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